Stocks & Shares
Junior ISA

Tax-free investing made simple – for you and your children

A Junior Individual Savings Account (JISA) is a tax-efficient way to save or invest for a child’s future. All returns, whether from cash savings, shares, bonds, or funds, are free from UK income tax and capital gains tax.

Eligible investments include:

Available for children under 18

Annual contribution limit: £9,000 (2025/26 tax year)

Funds are locked until the child turns 18

At 18, the JISA automatically becomes an adult ISA

*Eligible investments are determined by HMRC
*ISA contributions must be made in GBP only (HMRC requirement)

Who Can Open a JISA?

You can open and hold a Stocks & Shares ISA if you are:

Child eligibility

  • Must be under 18 

  • Must be UK resident for tax purposes

  • Cannot already hold a Child Trust Fund (CTF) (unless transferring it into the JISA)

Who can open the account?

  • A parent or legal guardian with parental responsibility can open the JISA.

  • If the child is 16 or 17, they can open their own JISA.

Who can contribute?

Once opened, anyone,parents, grandparents, relatives, or friends, can contribute up to the annual limit.

Choose Mexem for your
Stocks & Shares JISA

Mexem’s platform is powerful enough for professional traders yet easy to navigate for retail Junior investors.

Global Access

Trade in 33 countries, on 150 market venues, and in 23 currencies, all from a single account.

Trading Platfrom

Start small and still invest in big-name companies, making it easier to diversify.

Unified Portfolio Reporting

View and manage your JISA alongside all your other accounts in one clear, real-time dashboard.

Trust & Support

Institutional grade execution with SmartRouting technology for best available prices.

For experienced investors

Advanced order types, portfolio analysis tools, real-time market data.

For new investors

Clean, intuitive interface, guided account setup, and educational resources.

Transparent Pricing

Mexem’s platform is powerful enough for professional traders yet easy to navigate for retail investors.

Platform Fee
FREE
0.25% (max £3.50 per month)
0.45% per annum (capped at £45/year)
£4.99 per month
US Stocks
FREE
£5 (or £3.50 if ≥10 trades last month)
£5.99 - £11.95 (lower tier for 20+ trades)
£3.99
EU Stocks
FREE
£5 (or £3.50 if ≥10 trades last month)
£5.99 - £11.95 (lower tier for 20+ trades)
£9.99 (or £5.99 on a plan)
UK Stocks
£2 per trade
£5 (or £3.50 if ≥10 trades last month)
£5.99 - £11.95 (lower tier for 20+ trades)
£3.99
Non-base stocks
FREE
£5 (or £3.50 if ≥10 trades last month)
£5.99 - £11.95 (lower tier for 20+ trades)
£9.99 (or £5.99 on a plan)
ETFs
FREE
£5 (or £3.50 if ≥10 trades last month)
£5.99 - £11.95 (lower tier for 20+ trades)
£3.99
FX Conversions
0.25%
(any trade value) * Third party fees apply
0.75%
0.25%-1% (Depending on tade value 5k-20k+)
1.5% (on the first 25K)

Disclosure: Fee data shown in this comparison table reflects publicly available standard pricing for [AJBell, Hargreaves Lansdown, Interactive Investor)] as of [08/09/2025], excluding any promotional offers or temporary campaigns. Other charges, such as FX conversion, custody, inactivity, and withdrawal fees, may apply depending on the provider and account type. We recommend reviewing each provider's full fee schedule directly before making investment decisions.*For MEXEM ISA FX Conversions third party fees apply, capped at total commission of 0.35%

Transfer Your Existing JISA


If you already have an ISA or JISA elsewhere, you can move it to Mexem. We facilitate in-specie transfers, allowing you to move your portfolio without having to sell your current investments and with no transfer fees from us.

jisa FAQ

what is JISA?
Who Manages the Account?
How Much Can I Contribute Each Year?
What Can I Invest In?
Can I transfer an existing Junior ISA to Mexem UK?
Are there any fees for transferring a Junior ISA to Mexem UK?

Open Your JUNIOR ISA Today


Take advantage of tax-free investing and global market access with a platform designed for clarity, control, and growth.